Payments without borders.
OpenBorder is the merchant of record for global commerce. We become the legal seller and take on tax, duty, FX and compliance — so you can sell into any country as if it were home.
Sell like a local, everywhere.
We become the legal seller in-market. Tax and duty stop being your problem, declines stop costing you sales, and the cost of every cross-border order comes down.
We handle taxes & duties
As merchant of record we register, collect and remit sales tax, VAT, GST and import duty in every market you sell into — so you never open a foreign tax registration or file a return in a currency you don't hold.
Tax & duty, guaranteed
Landed cost is calculated and locked to the charge before your buyer pays. The number is guaranteed — no surprise bill at the border, and no tax exposure sitting on your books if an assessment ever comes back different.
Convert more checkouts
Local acquiring turns every cross-border sale into a domestic one, so issuers approve far more of them. Fewer false declines means more of the demand you already paid to acquire actually converts.
Local methods, lower fees
Shoppers pay with the methods they trust — iDEAL, SEPA, Klarna, Alipay, Pix — while local acquiring strips out cross-border assessment fees and FX markups, cutting what you pay per order.
See pricing →Pay how the world pays.
Every card, wallet and local payment method your customers reach for — through a single OpenBorder integration.
Plus iDEAL, Bancontact, Przelewy24, Cartes Bancaires, TWINT, Blik and 120+ more — priced and settled in your buyer's local currency.
More approvals on every cross-border order.
Cross-border cards get declined far more often than domestic ones. We stack every lever that lifts acceptance — so more good orders go through and fewer shoppers bounce at checkout.
- 01Local acquiring
Every charge is processed through a local acquirer in the buyer's country, so the issuer sees a domestic transaction and approves far more of them.
- 02Smart routing
Each payment goes to the acquirer most likely to approve it, market by market and issuer by issuer.
- 03135+ local & alternative methods
Shoppers pay the way they already trust — iDEAL, Klarna, TWINT, Pix, Alipay and more — instead of abandoning a card form that would have declined.
- 04AI fraud screening
Fraud is blocked without turning away good customers — accept more, charge back less.
Everything between your cart and the customer's country.
Tax & duty, quoted before pay
Landed cost is classified and priced up front, then locked to the charge — never a surprise at the border, never client-supplied numbers we have to trust.
Entity routing, built in
Ship-to country resolves to an OpenBorder legal entity, the right acquiring account and the local currency — stamped immutably onto every transaction.
One integration, every market
A single API for payments, refunds, settlement and payouts — idempotent by default, with an event for every state change you can build on.
Cross-border payments for the rest of the stack.
World-class cross-border has mostly been a Shopify story. OpenBorder brings the same merchant-of-record muscle — local acquiring, local payment methods and guaranteed landed cost — to Medusa, Magento, Salesforce, BigCommerce and your own custom checkout, through one API and an MCP server. No replatforming.
Official payment & tax provider plugin for Medusa commerce.
View guide →Plugin for WordPress checkouts — sandbox store and setup guide included.
View guide →Adobe Commerce extension for checkout, tax & settlement.
View guide →Native app and checkout integration.
View guides →Commerce Cloud cartridge for B2C & B2B storefronts.
View guides →Typed client for payments, refunds and settlement — @open-border/node on npm.
Direct REST integration for any stack — quote, pay, refund and reconcile.
View guide →Model Context Protocol server — let AI agents quote tax, create payments and pull receipts.
View guide →Sell to the world. Leave the borders to us.
Spin up a sandbox, run a test charge end to end, and see a fully landed receipt in minutes — no real money moves until you say so.