One rate. Everything included.
A single all-in merchant-of-record rate per successful transaction — no gateway fees, no cross-border assessments, no FX markups, no tax-compliance retainers stacked on top.
Merchant of Record
Per successful transaction, by buyer region.
| Buyer region | All-in rate |
|---|---|
| United States | 2.50% |
| United Kingdom | 2.55% |
| European Union | 2.65% |
| Australia | 2.45% |
| Canada | 3.40% |
Additional destination countries priced on request. Volume pricing available for merchants above $10M annual cross-border GMV.
Pricing FAQ
What counts as a transaction?
A successful charge on an order we process as merchant of record. Declines, retries and fraud blocks cost nothing.
Are refunds charged?
No per-refund fee. The transaction rate on the original charge is not returned, which mirrors how underlying card networks treat refunds.
Who pays duties and import tax?
Your buyer sees the full landed cost at checkout; we collect and remit it. Nothing hits your books — the tax and compliance liability sits with OpenBorder.
What about domestic orders?
Keep your existing processor for domestic. OpenBorder runs alongside it and takes only the cross-border traffic — no replatforming required.